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The decision to buy professional liability insurance is a watershed moment for most architects and young firms. It often means that the firm has been awarded a project at a significant scale or with a significant budget, or that a client has contacted the firm with concerns about a particular project. Or it may simply mean a firm is getting serious about the future.
The majority of claims against small firms in recent years came from residential projects. Insurance statistics: Courtesy Victor O. Schinnerer & Company
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